Scoring Product
Product Description
Risk Score
The model is built based on risk control data tags, utilizing machine learning algorithms to construct a standard risk score from multiple dimensions, including multi-source risk, associated risk, and variable characteristic risk. The risk score ranges from 0 to 1000, with a higher score indicating better creditworthiness.
Customer Rating
The analysis is based on the customer's historical borrowing behavior, with a focus on extracting multi-dimensional data such as credit limits, repayment amounts, and overdue amounts to comprehensively generate the borrower's credit rating.
Application Scenarios
Pre-loan Review
Pre-loan Limit Analysis
Pre-loan Qualification Review
In-loan Monitoring
In-loan Credit Limit Increase
In-loan Credit Limit Reduction